Loan Rate Schedule

The dividend rate(s) and annual percentage rate(s) (“APR”) are accurate as of February 1, 2019, and are subject to change. If you have any questions or require current rate information on your accounts, please call Tulsa Federal Credit Union at 800.256.5626 or 918.610.0200.

Auto Loan Rates

+Interest Rate (as low as)Annual Percentage Rate "APR" (as low as)Minimum Loan AmountExample Payment (per $1,000)
  • Interest Rate (as low as)
  • Annual Percentage Rate "APR" (as low as)
  • Minimum Loan Amount
  • Example Payment (per $1,000)
+36 months4.24%4.24%-$29.64
  • 36 months
  • 4.24%
  • 4.24%
  • -
  • $29.64
+48 months4.24%4.24%-$22.70
  • 48 months
  • 4.24%
  • 4.24%
  • -
  • $22.70
+60 months4.24%4.24%-$18.53
  • 60 months
  • 4.24%
  • 4.24%
  • -
  • $18.53
+78 months4.49%4.49%$12,000$14.81
  • 78 months
  • 4.49%
  • 4.49%
  • $12,000
  • $14.81
+84 months5.49%5.49%$20,000$14.37
  • 84 months
  • 5.49%
  • 5.49%
  • $20,000
  • $14.37

Rate and term based on creditworthiness, amount financed and age of vehicle. Payment example is an estimate. Your actual payment may differ based on your qualifying rate and loan terms.

RV Loan Rates

+RV Loan TermInterest Rate (as low as)Annual Percentage Rate (APR)Minimum Loan AmountExample Payment per $1,000
  • RV Loan Term
  • Interest Rate (as low as)
  • Annual Percentage Rate (APR)
  • Minimum Loan Amount
  • Example Payment per $1,000
+84 months6%6%$8,000$14.61
  • 84 months
  • 6%
  • 6%
  • $8,000
  • $14.61
+120 months6%6%$10,000$11.11
  • 120 months
  • 6%
  • 6%
  • $10,000
  • $11.11
+144 months6%6%$15,000$9.77
  • 144 months
  • 6%
  • 6%
  • $15,000
  • $9.77
+180 months6%6%$30,000$8.45
  • 180 months
  • 6%
  • 6%
  • $30,000
  • $8.45

All loan programs, rates, terms and conditions are subject to credit approval and underwriting requirements and may change at any time without notice. Rate and term based on creditworthiness, amount financed, and age of vehicle. Relationship discounts are not available.

All loan programs, rates, terms and conditions are subject to credit approval and underwriting requirements and may change at any time without notice. Rate and term based on creditworthiness, amount financed, and age of vehicle. Relationship discounts are not available.

Motorcycle, Boat, ATV And Other Motor Vehicles Loan Rates

+Interest Rate (as low as)Annual Percentage Rate "APR" (as low as)Example Payment (per $1,000)
  • Interest Rate (as low as)
  • Annual Percentage Rate "APR" (as low as)
  • Example Payment (per $1,000)
+48 months5.00%5.00%$23.03
  • 48 months
  • 5.00%
  • 5.00%
  • $23.03
+60 months 5.50%5.50%$19.10
  • 60 months
  • 5.50%
  • 5.50%
  • $19.10
+120 months6.00%6.00%$11.10
  • 120 months
  • 6.00%
  • 6.00%
  • $11.10
+144 months6.75%6.75%$10.15
  • 144 months
  • 6.75%
  • 6.75%
  • $10.15
+180 months7.50%7.50%$9.27
  • 180 months
  • 7.50%
  • 7.50%
  • $9.27

Rate and term based on creditworthiness, amount financed, and collateral. Payment example is an estimate. Your actual payment may differ based on your qualifying rate and loan terms.

Secured Rates

+Secured Loan TermInterest Rate (as low as)Annual Percentage Rate (APR)Example (per $1,000 borrowed)
  • Secured Loan Term
  • Interest Rate (as low as)
  • Annual Percentage Rate (APR)
  • Example (per $1,000 borrowed)
+48 months5.00%5.00%$23.03
  • 48 months
  • 5.00%
  • 5.00%
  • $23.03
+60 months5.50%5.50%$19.10
  • 60 months
  • 5.50%
  • 5.50%
  • $19.10
+120 months6.00%6.00%$11.10
  • 120 months
  • 6.00%
  • 6.00%
  • $11.10
+144 months6.75%6.75%$10.15
  • 144 months
  • 6.75%
  • 6.75%
  • $10.15
+180 months7.50%7.50%$9.27
  • 180 months
  • 7.50%
  • 7.50%
  • $9.27

Rate and term based on creditworthiness, amount financed and collateral. Payment example is an estimate. Your actual payment may differ based on your qualifying rate and loan terms.

Signature Loan Rate

+Interest Rate (As Low As)Annual Percentage Rate "APR" (As Low As) Example Payment (per $1,000)
  • Interest Rate (As Low As)
  • Annual Percentage Rate "APR" (As Low As)
  • Example Payment (per $1,000)
+18 month6.50%6.50%$58.46
  • 18 month
  • 6.50%
  • 6.50%
  • $58.46
+24 month7.00%7.00%$44.78
  • 24 month
  • 7.00%
  • 7.00%
  • $44.78
+36 month8.00%8.00%$31.34
  • 36 month
  • 8.00%
  • 8.00%
  • $31.34
+48 month9.00%9.00%$24.89
  • 48 month
  • 9.00%
  • 9.00%
  • $24.89

Rate and term based on creditworthiness. Payment example is an estimate. Your actual payment may differ based on your qualifying rate and loan terms. Relationship discounts are not available.

NuPal Rates

+Interest RateAnnual Percentage Rate "APR"Example of minimum monthly balanceExample of minimum monthly payment
  • Interest Rate
  • Annual Percentage Rate "APR"
  • Example of minimum monthly balance
  • Example of minimum monthly payment
+16.75%16.75%$0-$300Lessor of balance or $20
  • 16.75%
  • 16.75%
  • $0-$300
  • Lessor of balance or $20
+$301-$600$40
  • $301-$600
  • $40
+$601-$1,000$50
  • $601-$1,000
  • $50
+$1,001-$1,500$60
  • $1,001-$1,500
  • $60
+$1,501-$2,000$70
  • $1,501-$2,000
  • $70
+$2,001-$2,500$80
  • $2,001-$2,500
  • $80
+$2,501-$3,000$90
  • $2,501-$3,000
  • $90
+$3,001-$3,500$105
  • $3,001-$3,500
  • $105
+$3,501-$4,000$120
  • $3,501-$4,000
  • $120

Relationship discounts do not apply.

SecurePal Rates

+Interest RateAnnual Percentage Rate "APR"Example of Minimum Monthly BalanceExample of Minimum Monthly Payment
  • Interest Rate
  • Annual Percentage Rate "APR"
  • Example of Minimum Monthly Balance
  • Example of Minimum Monthly Payment
+5.00%5.00% $0-$300Lessor of balance or $20
  • 5.00%
  • 5.00%
  • $0-$300
  • Lessor of balance or $20
+$301-$600$40
  • $301-$600
  • $40
+$601-$1,000$50
  • $601-$1,000
  • $50
+$1,001-$1,500$60
  • $1,001-$1,500
  • $60
+$1,501-$2,000$70
  • $1,501-$2,000
  • $70
+$2,001-$2,500$80
  • $2,001-$2,500
  • $80
+$2,501-$3,000$90
  • $2,501-$3,000
  • $90
+$3,001-$3,500$105
  • $3,001-$3,500
  • $105
+$3,501-$4,000$120
  • $3,501-$4,000
  • $120

Payment example is an estimate. Your actual payment may differ based on your qualifying rate and loan terms. Relationship discounts do not apply.