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Rate Schedule

The dividend rate(s) and annual percentage yield(s) are accurate as of Aug 1, 2019, and are subject to change. If you have any questions or require current rate information on your accounts, please call Tulsa Federal Credit Union at 800.256.5626 or 918.610.0200.

Savings Rates

+Primary Savings$5.00$50.00$50.00 – $9,999.990.15%0.15%
  • Share Account TypePrimary Savings
  • Opening Deposit Minimum$5.00
  • Minimum to Earn Dividends$50.00
  • Dividend Tier$50.00 – $9,999.99
  • Dividend RateA.10.15%
  • Annual Percentage YieldA.1 ("APY")0.15%
+$10,000.00 – $19,999.990.20%0.20%
  • Share Account Type
  • Opening Deposit Minimum
  • Minimum to Earn Dividends
  • Dividend Tier$10,000.00 – $19,999.99
  • Dividend RateA.10.20%
  • Annual Percentage YieldA.1 ("APY")0.20%
+$20,000.00 – $39,999.990.20%0.20%
  • Share Account Type
  • Opening Deposit Minimum
  • Minimum to Earn Dividends
  • Dividend Tier$20,000.00 – $39,999.99
  • Dividend RateA.10.20%
  • Annual Percentage YieldA.1 ("APY")0.20%
+$40,000.00 or more0.20%0.20%
  • Share Account Type
  • Opening Deposit Minimum
  • Minimum to Earn Dividends
  • Dividend Tier$40,000.00 or more
  • Dividend RateA.10.20%
  • Annual Percentage YieldA.1 ("APY")0.20%
+Special "4"$1.000.15%0.15%
  • Share Account TypeSpecial "4"
  • Opening Deposit Minimum$1.00
  • Minimum to Earn Dividends
  • Dividend Tier
  • Dividend RateA.10.15%
  • Annual Percentage YieldA.1 ("APY")0.15%
+Christmas Club$1.000.15%0.15%
  • Share Account TypeChristmas Club
  • Opening Deposit Minimum$1.00
  • Minimum to Earn Dividends
  • Dividend Tier
  • Dividend RateA.10.15%
  • Annual Percentage YieldA.1 ("APY")0.15%
+Money Market$2,500.00$5,000.00$5,000.00 – $19,999.990.45%0.45%
  • Share Account TypeMoney Market
  • Opening Deposit Minimum$2,500.00
  • Minimum to Earn Dividends$5,000.00
  • Dividend Tier$5,000.00 – $19,999.99
  • Dividend RateA.10.45%
  • Annual Percentage YieldA.1 ("APY")0.45%
+$20,000.00 – $29,999.990.55%0.55%
  • Share Account Type
  • Opening Deposit Minimum
  • Minimum to Earn Dividends
  • Dividend Tier$20,000.00 – $29,999.99
  • Dividend RateA.10.55%
  • Annual Percentage YieldA.1 ("APY")0.55%
+$30,000.00 – $49,999.990.60%0.60%
  • Share Account Type
  • Opening Deposit Minimum
  • Minimum to Earn Dividends
  • Dividend Tier$30,000.00 – $49,999.99
  • Dividend RateA.10.60%
  • Annual Percentage YieldA.1 ("APY")0.60%
+$50,000.00 – $99,999.990.65%0.65%
  • Share Account Type
  • Opening Deposit Minimum
  • Minimum to Earn Dividends
  • Dividend Tier$50,000.00 – $99,999.99
  • Dividend RateA.10.65%
  • Annual Percentage YieldA.1 ("APY")0.65%
+$100,000.00 or more0.75%0.75%
  • Share Account Type
  • Opening Deposit Minimum
  • Minimum to Earn Dividends
  • Dividend Tier$100,000.00 or more
  • Dividend RateA.10.75%
  • Annual Percentage YieldA.1 ("APY")0.75%
 Share Account TypeOpening Deposit MinimumMinimum to Earn DividendsDividend TierDividend RateA.1Annual Percentage YieldA.1 ("APY")

A.1Rates are variable and may change after the account is opened. Fees could reduce earnings. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200.

Checking Rates

+Interest Rewards Checking$1,000 to $9,999.99$25.00$1,0000.05%0.05%
  • Account TypeInterest Rewards Checking
  • Balance Tier$1,000 to $9,999.99
  • Minimum Opening Deposit $25.00
  • Minimum to Earn Dividends$1,000
  • Dividend RateA.10.05%
  • Annual Percentage YieldA.1 ("APY")0.05%
+$10,000 to $49,999.99$25.000.15%0.15%
  • Account Type
  • Balance Tier$10,000 to $49,999.99
  • Minimum Opening Deposit $25.00
  • Minimum to Earn Dividends
  • Dividend RateA.10.15%
  • Annual Percentage YieldA.1 ("APY")0.15%
+$50,000 and up$25.000.25%0.25%
  • Account Type
  • Balance Tier$50,000 and up
  • Minimum Opening Deposit $25.00
  • Minimum to Earn Dividends
  • Dividend RateA.10.25%
  • Annual Percentage YieldA.1 ("APY")0.25%
+Teen Checking $500 and up$25.00$5000.15%0.15%
  • Account TypeTeen Checking
  • Balance Tier$500 and up
  • Minimum Opening Deposit $25.00
  • Minimum to Earn Dividends$500
  • Dividend RateA.10.15%
  • Annual Percentage YieldA.1 ("APY")0.15%
 Account TypeBalance TierMinimum Opening Deposit Minimum to Earn DividendsDividend RateA.1Annual Percentage YieldA.1 ("APY")

A.1Rates are variable and may change after the account is opened. Fees could reduce earnings. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200.

IRA Rate

+$00.20%0.20%
  • Minimum Opening Deposit $0
  • Dividend RateA.10.20%
  • Annual Percentage YieldA.1 ("APY")0.20%
 Minimum Opening Deposit Dividend RateA.1Annual Percentage YieldA.1 ("APY")

A.1Rates are variable and may change after the account is opened. Fees could reduce earnings.

Business Checking Rates

+DBA (Doing Business As)$30$1,0000.15%0.15%
  • Share Account TypeDBA (Doing Business As)
  • Minimum Opening Deposit $30
  • Minimum To Earn Dividends$1,000
  • Dividend RateA.10.15%
  • Annual Percentage Yield ("APY")A.10.15%
+Business Checking $30$2,0000.15%0.15%
  • Share Account TypeBusiness Checking
  • Minimum Opening Deposit $30
  • Minimum To Earn Dividends$2,000
  • Dividend RateA.10.15%
  • Annual Percentage Yield ("APY")A.10.15%
 Share Account TypeMinimum Opening Deposit Minimum To Earn DividendsDividend RateA.1Annual Percentage Yield ("APY")A.1

A.1Rates are variable and may change after the account is opened. Fees could reduce earnings. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200.

Business Money Market

+$2,500.00$2,500.00$2,500.00 - $4,999.991.98%2.00%
  • Minimum Opening Deposit $2,500.00
  • Minimum to Earn Dividends $2,500.00
  • Dividend Tier $2,500.00 - $4,999.99
  • Dividend Rate 1.98%
  • Annual Percentage Yield ("APY")2.00%
+$2,500.00$2,500.00$5,000.00 - $19,999.991.98%2.00%
  • Minimum Opening Deposit $2,500.00
  • Minimum to Earn Dividends $2,500.00
  • Dividend Tier $5,000.00 - $19,999.99
  • Dividend Rate 1.98%
  • Annual Percentage Yield ("APY")2.00%
+$2,500.00$2,500.00$20,000.00 - $29,999.991.98%2.00%
  • Minimum Opening Deposit $2,500.00
  • Minimum to Earn Dividends $2,500.00
  • Dividend Tier $20,000.00 - $29,999.99
  • Dividend Rate 1.98%
  • Annual Percentage Yield ("APY")2.00%
+$2,500.00$2,500.00$30,000.00 - $49,999.991.98%2.00%
  • Minimum Opening Deposit $2,500.00
  • Minimum to Earn Dividends $2,500.00
  • Dividend Tier $30,000.00 - $49,999.99
  • Dividend Rate 1.98%
  • Annual Percentage Yield ("APY")2.00%
+$2,500.00$2,500.00$50,000.00-$99,999.991.98%2.00%
  • Minimum Opening Deposit $2,500.00
  • Minimum to Earn Dividends $2,500.00
  • Dividend Tier $50,000.00-$99,999.99
  • Dividend Rate 1.98%
  • Annual Percentage Yield ("APY")2.00%
+$2,500.00$2,500.00$100,000+1.98%2.00%
  • Minimum Opening Deposit $2,500.00
  • Minimum to Earn Dividends $2,500.00
  • Dividend Tier $100,000+
  • Dividend Rate 1.98%
  • Annual Percentage Yield ("APY")2.00%
 Minimum Opening Deposit Minimum to Earn Dividends Dividend Tier Dividend Rate Annual Percentage Yield ("APY")

A.1Rates are variable and may change after the account is opened. Fees could reduce earnings. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200.

A.1Rates are variable and may change after the account is opened. Fees could reduce earnings.
E.1The Annual Percentage Yield (APY) assumes that dividends are compounded and will remain in the account until maturity. A penalty for early withdrawal may be imposed. Fees could reduce earnings. Dividend Rate and APY determined by term.
E.213-month Certificate will automatically renew into a 12-month Certificate after the term expires. All other terms will automatically renew after the term expires with the same term.

Certificate Rates

+Minimum Opening Deposit/BalanceDividend RateE.1Annual Percentage YieldE.1 (“APY”)
Based on Quarterly Compounding
  • Minimum Opening Deposit/Balance
  • Dividend RateE.1
  • Annual Percentage YieldE.1 (“APY”)
    Based on Quarterly Compounding
+3 month Certificate$1,000.000.745%0.75%
  • 3 month Certificate
  • $1,000.00
  • 0.745%
  • 0.75%
+6 month Certificate$1,000.001.985 %2.00%
  • 6 month Certificate
  • $1,000.00
  • 1.985 %
  • 2.00%
+12 month Certificate$1,000.002.080%2.10%
  • 12 month Certificate
  • $1,000.00
  • 2.080%
  • 2.10%
+13 month CertificateE.2$1,000.002.130%2.15%
  • 13 month CertificateE.2
  • $1,000.00
  • 2.130%
  • 2.15%
+18 month Certificate$1,000.002.180%2.20%
  • 18 month Certificate
  • $1,000.00
  • 2.180%
  • 2.20%
+24 month Certificate$1,000.002.230%2.25%
  • 24 month Certificate
  • $1,000.00
  • 2.230%
  • 2.25%
+36 month Certificate$1,000.002.280%2.30%
  • 36 month Certificate
  • $1,000.00
  • 2.280%
  • 2.30%
+48 month Certificate$1,000.002.330%2.35%
  • 48 month Certificate
  • $1,000.00
  • 2.330%
  • 2.35%
+60 month Certificate$1,000.002.375%2.40%
  • 60 month Certificate
  • $1,000.00
  • 2.375%
  • 2.40%

E.1 The Annual Percentage Yield (APY) assumes that dividends are compounded and will remain in the account until maturity. A penalty for early withdrawal may be imposed. Fees could reduce earnings. Dividend Rate and APY determined by term. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200. E.213-month Certificate will automatically renew into a 12-month Certificate after the term expires. All other terms will automatically renew after the term expires with the same term.

BOOST Rates

+BOOST CertificatesDeposit/Balance MinimumDividend RateAnnual Percentage YieldE.1 (“APY”) Based on Quarterly Compounding
  • BOOST Certificates
  • Deposit/Balance Minimum
  • Dividend Rate
  • Annual Percentage YieldE.1 (“APY”) Based on Quarterly Compounding
+24 month BOOSTE.3 Certificate$1,0002.230%2.25%
  • 24 month BOOSTE.3 Certificate
  • $1,000
  • 2.230%
  • 2.25%
+48 month BOOSTE.3 Certificate$1,0002.330%2.35%
  • 48 month BOOSTE.3 Certificate
  • $1,000
  • 2.330%
  • 2.35%
+24 month IRA BOOSTE.3 Certificate$1,0002.230%2.25%
  • 24 month IRA BOOSTE.3 Certificate
  • $1,000
  • 2.230%
  • 2.25%
+48 month IRA BOOSTE.3 Certificate$1,0002.330%2.35%
  • 48 month IRA BOOSTE.3 Certificate
  • $1,000
  • 2.330%
  • 2.35%
+24 month Jumbo IRA BOOSTE.3 Certificate$100,0002.330%2.35%
  • 24 month Jumbo IRA BOOSTE.3 Certificate
  • $100,000
  • 2.330%
  • 2.35%
+48 month Jumbo IRA BOOSTE.3 Certificate$100,0002.425%2.45%
  • 48 month Jumbo IRA BOOSTE.3 Certificate
  • $100,000
  • 2.425%
  • 2.45%
+24 month Jumbo BOOSTE.3 Certificate$100,0002.330%2.35%
  • 24 month Jumbo BOOSTE.3 Certificate
  • $100,000
  • 2.330%
  • 2.35%
+48 month Jumbo BOOSTE.3 Certificate$100,0002.425%2.45%
  • 48 month Jumbo BOOSTE.3 Certificate
  • $100,000
  • 2.425%
  • 2.45%

E.1 The Annual Percentage Yield (APY) assumes that dividends are compounded and will remain in the account until maturity. A penalty for early withdrawal may be imposed. Fees could reduce earnings. Dividend Rate and APY determined by term. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200. E.3At any time after the first seven days of receipt of your initial deposit you may request that the dividend rate on your applicable Certificate be changed to the dividend rate then offered by the Credit Union for the then current Certificate of the same type and term as your original Certificate as long as you continue to maintain the minimum balance and meet the other requirements for this Certificate Account. The new dividend rate will apply to your then current balance beginning no later than the first business day after we actually receive your rate change request, and will apply until your original account maturity date, which will not change. You may make your request for a dividend rate change over the telephone, by mail, by email, or in person. You are allowed a dividend rate change only once during each term or renewal term of a 24-month term Certificate and twice during each term or renewal term of a 48-month term Certificate. The Credit Union may honor the request for a dividend rate change by a joint account holder without first obtaining the consent of the other joint account holders. You agree to be bound by these terms and conditions which are in addition to the terms and conditions in our other Agreements with you. Existing certificates may be redeemed with penalties to purchases BOOST Certificates but cannot be converted directly to a BOOST Certificate.

Jumbo Certificate Rates

+Minimum Opening Deposit/BalanceDividend RateE.1Annual Percentage YieldE.1 (“APY”) Based on Quarterly Compounding
  • Minimum Opening Deposit/Balance
  • Dividend RateE.1
  • Annual Percentage YieldE.1 (“APY”) Based on Quarterly Compounding
+3 month Certificate$100,000.000.845%0.85%
  • 3 month Certificate
  • $100,000.00
  • 0.845%
  • 0.85%
+6 month Certificate$100,000.002.08%2.10%
  • 6 month Certificate
  • $100,000.00
  • 2.08%
  • 2.10%
+12 month Certificate$100,000.002.180%2.20%
  • 12 month Certificate
  • $100,000.00
  • 2.180%
  • 2.20%
+13 month CertificateE.2$100,000.002.230%2.25%
  • 13 month CertificateE.2
  • $100,000.00
  • 2.230%
  • 2.25%
+18 month Certificate$100,000.002.280%2.30%
  • 18 month Certificate
  • $100,000.00
  • 2.280%
  • 2.30%
+24 month Certificate$100,000.002.330%2.35%
  • 24 month Certificate
  • $100,000.00
  • 2.330%
  • 2.35%
+36 month Certificate$100,000.002.375%2.40%
  • 36 month Certificate
  • $100,000.00
  • 2.375%
  • 2.40%
+48 month Certificate$100,000.002.425%2.45%
  • 48 month Certificate
  • $100,000.00
  • 2.425%
  • 2.45%
+60 month Certificate$100,000.002.475%2.50%
  • 60 month Certificate
  • $100,000.00
  • 2.475%
  • 2.50%

E.1 The Annual Percentage Yield (APY) assumes that dividends are compounded and will remain in the account until maturity. A penalty for early withdrawal may be imposed. Fees could reduce earnings. Dividend Rate and APY determined by term. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200. E.213 month Certificate will automatically renew into a 12-month Certificate after the term expires. All other terms will automatically renew after the term expires with the same term.

IRA Certificate Rates

+IRA CertificateMinimum Opening Deposit/BalanceDividend RateE.1Annual Percentage YieldE.1 (“APY”) Based on Quarterly Compounding
  • IRA Certificate
  • Minimum Opening Deposit/Balance
  • Dividend RateE.1
  • Annual Percentage YieldE.1 (“APY”) Based on Quarterly Compounding
+3 month IRA Certificate$1,0000.745%0.75%
  • 3 month IRA Certificate
  • $1,000
  • 0.745%
  • 0.75%
+6 month IRA Certificate$1,0001.985%2.00%
  • 6 month IRA Certificate
  • $1,000
  • 1.985%
  • 2.00%
+12 month IRA Certificate$1,0002.080%2.10%
  • 12 month IRA Certificate
  • $1,000
  • 2.080%
  • 2.10%
+13 month IRA CertificateE.2$1,0002.130%2.15%
  • 13 month IRA CertificateE.2
  • $1,000
  • 2.130%
  • 2.15%
+18 month IRA Certificate$1,0002.180%2.20%
  • 18 month IRA Certificate
  • $1,000
  • 2.180%
  • 2.20%
+24 month IRA Certificate$1,0002.230%2.25%
  • 24 month IRA Certificate
  • $1,000
  • 2.230%
  • 2.25%
+36 month IRA Certificate$1,0002.280%2.30%
  • 36 month IRA Certificate
  • $1,000
  • 2.280%
  • 2.30%
+48 month IRA Certificate$1,0002.330%2.35%
  • 48 month IRA Certificate
  • $1,000
  • 2.330%
  • 2.35%
+60 month IRA Certificate$1,0002.375%2.40%
  • 60 month IRA Certificate
  • $1,000
  • 2.375%
  • 2.40%

E.1 The Annual Percentage Yield (APY) assumes that dividends are compounded and will remain in the account until maturity. A penalty for early withdrawal may be imposed. Fees could reduce earnings. Dividend Rate and APY determined by term. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200. E.213-month Certificate will automatically renew into a 12-month Certificate after the term expires. All other terms will automatically renew after the term expires with the same term.

Jumbo IRA Certificate Rates

+Jumbo IRA CertificateMinimum Opening Deposit/BalanceDividend RateE.1Annual Percentage YieldE.1 (“APY”) Based on Quarterly Compounding
  • Jumbo IRA Certificate
  • Minimum Opening Deposit/Balance
  • Dividend RateE.1
  • Annual Percentage YieldE.1 (“APY”) Based on Quarterly Compounding
+3 month IRA Certificate $100,0000.845%0.85%
  • 3 month IRA Certificate
  • $100,000
  • 0.845%
  • 0.85%
+6 month IRA Certificate $100,0002.080%2.10%
  • 6 month IRA Certificate
  • $100,000
  • 2.080%
  • 2.10%
+12 month IRA Certificate $100,0002.180%2.20%
  • 12 month IRA Certificate
  • $100,000
  • 2.180%
  • 2.20%
+13 month IRA CertificateE.2$100,0002.230%2.25%
  • 13 month IRA CertificateE.2
  • $100,000
  • 2.230%
  • 2.25%
+18 month IRA Certificate $100,0002.280%2.30%
  • 18 month IRA Certificate
  • $100,000
  • 2.280%
  • 2.30%
+24 month IRA Certificate $100,0002.330%2.35%
  • 24 month IRA Certificate
  • $100,000
  • 2.330%
  • 2.35%
+36 month IRA Certificate $100,0002.375%2.40%
  • 36 month IRA Certificate
  • $100,000
  • 2.375%
  • 2.40%
+48 month IRA Certificate $100,0002.425%2.45%
  • 48 month IRA Certificate
  • $100,000
  • 2.425%
  • 2.45%
+60 month IRA Certificate $100,0002.475%2.50%
  • 60 month IRA Certificate
  • $100,000
  • 2.475%
  • 2.50%

E.1 The Annual Percentage Yield (APY) assumes that dividends are compounded and will remain in the account until maturity. A penalty for early withdrawal may be imposed. Fees could reduce earnings. Dividend Rate and APY determined by term. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200. E.213 month Certificate will automatically renew into a 12-month Certificate after the term expires. All other terms will automatically renew after the term expires with the same term.

E.1 The Annual Percentage Yield (APY) assumes that dividends are compounded and will remain in the account until maturity. A penalty for early withdrawal may be imposed. Fees could reduce earnings. Dividend Rate and APY determined by term. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200. E.213 month Certificate will automatically renew into a 12-month Certificate after the term expires. All other terms will automatically renew after the term expires with the same term. E.3At any time after the first seven days of receipt of your initial deposit you may request that the dividend rate on your applicable Certificate be changed to the dividend rate then offered by the Credit Union for the then current Certificate of the same type and term as your original Certificate as long as you continue to maintain the minimum balance and meet the other requirements for this Certificate Account. The new dividend rate will apply to your then current balance beginning no later than the first business day after we actually receive your rate change request, and will apply until your original account maturity date, which will not change. You may make your request for a dividend rate change over the telephone, by mail, by email, or in person. You are allowed a dividend rate change only once during each term or renewal term of a 24-month term Certificate and twice during each term or renewal term of a 48-month term Certificate. The Credit Union may honor the request for a dividend rate change by a joint account holder without first obtaining the consent of the other joint account holders. You agree to be bound by these terms and conditions which are in addition to the terms and conditions in our other Agreements with you. Existing certificates may be redeemed with penalties to purchases BOOST Certificates but cannot be converted directly to a BOOST Certificate.