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Consumer Policies


Privacy Policy

All financial companies need to share some members' personal information to run their everyday business. The privacy policy lists the reasons financial companies share their members' personal information; the reasons Tulsa Federal Credit Union chooses to share; and whether you can limit this sharing.

See Policy

Truth in Savings Disclosure

The Truth in Savings disclosure gives a clear and uniform display account functionality and features so that the consumer is able to make a meaningful comparison between potential accounts.

See Disclosure

Deposit Availability Policy Disclosure

This disclosure describes our policy for holding deposited items in a transactional accounts before funds are made available to you for withdrawal.

See Disclosure

Fee Schedule

Clear, transparent fees listed so that you can align your choices and your needs on accounts.

See Schedule

Rate Schedule

A clear chart that helps members determine their current dividend rate.

See My Rate

Membership and Account Agreement

An explanation of the rules that govern your account and account services with us.

See Agreement

Electronic Funds Transfer Disclosure and Agreement

An explanation of the rules that govern electronic account services that we provide to consumer accounts used for personal, family, and household purposes.

See Agreement

Opt-in For ATM and Debit Card Transactions

Personal Accounts

Yes, I want Tulsa Federal Credit Union to authorize and pay overdrafts on my ATM and everyday debit card transactions.

See Opt-in

Business Policies


Business Member & Account Agreement

An explanation of the rules that govern your business account and services with us.

View Agreement

Business Electronic Funds Transfer Agreement

An explanation of the rules that govern electronic account services that we provide to consumer accounts used for business purposes.

View Agreement

Business Deposit Availability Policy

Outlines policies regarding availability of business deposits.

View Policy


Business Account Disclosure

Disclosures covering business deposit accounts.

View Disclosure

Business Fee Schedule

View our business account fee schedule in a PDF printable format.

View Business Fee Schedule

Business Rate Schedule

View our business account rates in a PDF printable format.

View Business Rates

The documents may require Adobe Reader to access or print.

How Send a Secure Message (Step by Step)
To limit the information that we share follow the steps below.
1. Log in to Online or Mobile Banking.
2. Choose the “Secure Email” tab.
3. Choose “Send New Message”.
4. Choose the “Department” Dropdown Menu.
5. Select “Limit Sharing”.
6. Write a Message Confirming You’d like to limit sharing per the privacy policy.
7. Hit the “Send” Button.
8. A Member Service Specialist will contact you if any further information or guidance in needed.