Plastic – Credit Cards Rates, Terms and Conditions

Plastic - Credit Card Solicitation

Please click here to review and print the Tulsa Traditional, Rewards and Signature Visa Credit Card Solicitation Disclosure.

APR is annual percentage rate and is accurate as of October 1, 2018. The standard variable APR for purchases, cash advances and balance transfers on the Tulsa Traditions Visa is 10.25% to 15.25%, 13.25% to 18.00% for the Tulsa Traditions Visa Rewards, and 15.25% to 18.00% for the Tulsa Traditions Signature Visa, based on individual creditworthiness. The introductory APR for balance transfers on the Tulsa Traditions Visa is 3.99% after that the standard rate is 10.25% to 15.25% based on your credit worthiness. The introductory APR for balance transfers on the Tulsa Traditions Visa Rewards is 3.99% after that the standard rate is 13.25% to 18.00% based on your credit worthiness. The introductory APR for balance transfers on the Tulsa Traditions Signature Visa is 3.99%, after that the standard rate is 15.25% to 18.00% based on your creditworthiness. The APR will vary with the market based on the Prime Rate. Balance transfer and cash advance fees of $10.00 or 2.00% of the amount of the transaction whichever is greater apply. The fee for balance transfers on Tulsa Traditions Visa and Tulsa Tradition Visa Rewards are waived for 365 days from issuance of card. Foreign Transaction fees of 1.00% of each transaction in U.S. dollars will apply to transactions made outside of the United States. All foreign transactions fees are waived for Tulsa Traditions Visa Signature cards.

You must be at least 18 years of age. A guarantor may be necessary if you are not age 21 or older. Tulsa Federal Credit Union membership and eligibility required. Minimum balance of $5.00 required for credit union membership. Federal law requires us to obtain, verify, and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. To process the application, we must have your name, street address, date of birth and other identifying information, and we may ask for identifying documents from you as well. Income verification may be required.

Balance Transfers – After receiving your card, you may call our customer service number to transfer your high rate balances. All balance transfers are subject to approval and availability of your credit limit. Please allow at least 14 days from the date of your request for the transfer to be received by recipient. Continue to make all required payments to your other accounts until you confirm that the balance transfers were made. All overpayments must be refunded by the other institution. Payment of the amount(s) authorized by you may or may not satisfy any outstanding balance(s) on the designated account(s). Tulsa Federal Credit Union is not responsible for any remaining balance(s) or additional charges with regard to such accounts, nor for any changes resulting in any delay in the payment and transfer of balances.

REWARDS: Once you become a Tulsa Traditions Rewards or Tulsa Traditions Visa Signature card member and your account is in good standing, you can earn one point for each eligible dollar spent with the card. Points can be redeemed for cash,

merchandise or travel. Tulsa Traditions Visa Signature card members will receive 5,000 bonus points after they make their first qualifying purchase. Restrictions apply. See CURewards.com for details.