There is a $20 non-refundable application fee. This fee is charged to all members as soon as the application is submitted whether or not the loan is approved or denied. Application fee waived through December 31, 2020. Amount and term based on membership relationship. Must be consumer account established for 90 days and in good-standing with regular deposit history. Eligible members must be primary accountholders age 18 and older. Active military and their dependents are not eligible due to the Military Lending Act regulations administered by the Department of Defense. Only one FastCash loan at a time, with no more than three FastCash loans within a six-month rolling period are permitted. FastCash loan applications are only available through the online or mobile banking platform. Not eligible for rate discounts. All programs, rates, terms and conditions are subject to change at any time without notice.