You Do You, We've Got the Rest

With First Home Mortgage, it's easier than ever to get into your new home.

No Down Payment

No Down Payment

Most mortgages require a 5% down payment, but there's no down payment wit First Home Mortgage.

No PMI Required

No PMI Required

First Home Buyers don't have to pay for PMI (Private Mortgage Insurance), which could save you thousands over the life of your loan

Low Interest Rate Options

Low Interest Rate Options

With competitive low rates and multiple term options, you'll have more control over how fast you pay down your interest and start building equity.

First Home Mortgage Rates

+TermInterest Rate (as low as)APRValueExample Payment Per $1,000
  • Term
  • Interest Rate (as low as)
  • APR
  • Value
  • Example Payment Per $1,000
+First Home Mortgage 15 Year Adjustable 3.500%4.553%100%$7.15
  • First Home Mortgage
  • 15 Year Adjustable
  • 3.500%
  • 4.553%
  • 100%
  • $7.15
+30 Year Adjustable 3.875%4.603%100%$4.92
  • 30 Year Adjustable
  • 3.875%
  • 4.603%
  • 100%
  • $4.92

The displayed Annual Percentage Rate (APR) for “Adjustable Mortgages” assumes a loan amount of $150,000.00 and reflects the interest rate, approximate cost of prepaid finance charges and any origination charge if applicable, but does not include other closing costs. The rate may be based on creditworthiness, loan to value of the collateral and term of loan. Rates provided are based on current market rates and are informational only. Rates on adjustable mortgages may increase after consummation. Example payments per $1,000 are for stated term. Payment amounts are estimated and include only principal and interest amounts. Actual payments may be higher and may include taxes and insurance premiums, if applicable. Primary residence and second home mortgages are available for first position mortgages. Must be owner occupied residential property located in the State of Oklahoma. Mortgages not available on rental property, manufactured homes, or modular homes. Property insurance is required. If the property is in a Special Flood Hazard Area, flood insurance is required if its available. We will take a security interest in your home. You could lose your home if you do not meet the obligations in your agreement with us. Consult your tax advisor for tax deductibility. On adjustable mortgage with terms of 15 years or less the adjustments are every three years and are capped at 1% with a 4% total increase over the life of the loan. On adjustable mortgage with terms of more than 15 years the adjustments are every three years and are capped at 1% with a 6% total increase over the life of the loan. First Home Mortgage program maximum loan amount is $300,000. First time home buyers must not have owned real property in the last three years. If you have any questions or require current rate information, please call the Credit Union at 800.256.5626 or 918.610.0200. All loan programs, rates, terms, and conditions are subject to credit approval and underwriting requirements and may change at any time without notice.

Own It!
You Do You. We've Got The Rest.

Getting a pre-approval for a home is the best first step you can take in the purchase process. It shows you’re a serious buyer, gives you a price range within which to shop and will open doors not available to those who aren’t prepared.

Mortgage

Fixed Rate Mortgage

Predictable payments and stable interest make a fixed rate mortgage simpler to plan ahead for.
• Locked-in Principal
• Fixed Interest
• 5% Downpayment

Show Me More Mortgage Options

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Disclosures The displayed Annual Percentage Rate (APR) for “Adjustable Mortgages” assumes a loan amount of $150,000.00 and reflects the interest rate, approximate cost of prepaid finance charges and any origination charge if applicable, but does not include other closing costs. The rate may be based on creditworthiness, loan to value of the collateral and term of loan. Rates provided are based on current market rates and are informational only. Rates on adjustable mortgages may increase after consummation. Example payments per $1,000 are for stated term. Payment amounts are estimated and include only principal and interest amounts. Actual payments may be higher and may include taxes and insurance premiums, if applicable. Primary residence and second home mortgages are available for first position mortgages. Must be owner occupied residential property located in the State of Oklahoma. Mortgages not available on rental property, manufactured homes, or modular homes. Property insurance is required. If the property is in a Special Flood Hazard Area, flood insurance is required if its available. We will take a security interest in your home. You could lose your home if you do not meet the obligations in your agreement with us. Consult your tax advisor for tax deductibility. On adjustable mortgage with terms of 15 years or less the adjustments are every three years and are capped at 1% with a 4% total increase over the life of the loan. On adjustable mortgage with terms of more than 15 years the adjustments are every three years and are capped at 1% with a 6% total increase over the life of the loan. First Home Mortgage program maximum loan amount is $300,000. First time home buyers must not have owned real property in the last three years. If you have any questions or require current rate information, please call the Credit Union at 800.256.5626 or 918.610.0200. All loan programs, rates, terms, and conditions are subject to credit approval and underwriting requirements and may change at any time without notice.