IRA Options

Each account has federally insured deposits, no maintenance fee, and $0 minimum balance requirements.

Traditional IRA

Traditional IRA

Tax Deductibility

  • Tax-Deductible Contributions
  • No withdrawal penalties after age 59 ½
Roth IRA

Roth IRA

Tax-Free Withdrawals

  • Best for incomes up to $116,000 (single)/$183,000 (married, filing jointly)
  • Tax-free earnings and withdrawals at retirement
  • No withdrawal penalties after age 59 ½
Simplified Employee Pension (SEP) IRA

Simplified Employee Pension (SEP) IRA

Small-Employer Solution

  • Best for self-employed business owners and their employees
  • Once funded, SEP contributions are 100% vested
Wealth Management

Wealth Management*

Available through CUSO Financial Services, L.P.

Imagine the Potential
Walk through your retirement options, compare plans, and review your finances.

Show Me Wealth Management Options

IRA Rate

+$00.20%0.20%
  • Minimum Opening Deposit $0
  • Dividend RateA.10.20%
  • Annual Percentage YieldA.1 ("APY")0.20%
 Minimum Opening Deposit Dividend RateA.1Annual Percentage YieldA.1 ("APY")

A.1Rates are variable and may change after the account is opened. Fees could reduce earnings.

Ready to Talk?

Build up your IRA with little direct management. You can set up direct deposit from your paycheck to your IRA, allowing you to grow your savings over time.

Call to Talk About Your IRA Options (918) 610-0200.

Federally insured to at least $250,000 by NCUA. Learn more.

A.1Rates are variable and may change after the account is opened. Fees could reduce earnings. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal.