Simple Checking Options

No opening deposit, no minimum balance requirements, and hundreds of free ATMs in our network - checking accounts created to meet your needs without the hassle.

Tulsa Federal Credit Union

Nothing

Uncomplicated Checking

  • No Opening Deposit
  • No Monthly Service Fee
  • Overdraft Protection Up to $600B.3
  • Free Online & Mobile Banking Features
I Want Nothing Checking
Traditional

Traditional

Dividends Checking

  • No Opening Deposit
  • 0.15% Dividend Rate* and 0.15% APY* A.1
  • $0 Monthly Service FeeB.2
  • Overdraft Protection Up to $700B.3
I Want Traditional Checking
New Beginnings

New Beginnings

A Fresh Start

  • No Opening Deposit
  • Designed to help Build (or Rebuild) Your Credit
  • Graduate to Nothing Checking After 6 MonthsB.4
  • $10 Monthly Service Fee
I Want New Beginnings
Teen Checking

Teen Checking

For Ages 13–17

  • Parents Can Monitor Accounts Online
  • In-Branch Financial Education Available
  • No Opening Deposit, No Monthly Service Fee
I Want Teen Checking

Free Features For All

Included with Tulsa FCU Checking

Federally Insured by NCUA

Each depositor is federally insured by the National Credit Union Association up to $250,000.

I Want to Know More

No Opening Deposit

No need to drop a chunk of money just to open your checking account. How much you start with is up to you.

I Want to Open an Account

No Minimum Balance Requirements

Don't stress about keeping a certain amount in your account to keep it open.B.2

Apply for a Checking Account
Purchase Rewards

Earn Rewards with Your Tulsa FCU Debit Card

Purchase Rewards turns your Tulsa FCU debit card into a multi-store rewards card that you can use to earn cash back online and in stores. It's included with your checking account and accessible from your Online Banking login.

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Fee-Free In-Network TransFund ATMs

Any TransFund ATM (including the ones at our branches) are fee-free for Tulsa FCU cardholders.

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Free Visa® Debit Card

The power of Visa® with the personal touch of Tulsa FCU.

I Want to Know More

Overdraft Protection

Two Options: Courtesy Pay and NuPal

Show Me Overdraft Protection Options

Traditional Checking Rates

+$30.00$5000.15%0.15%
  • Minimum Opening Deposit $30.00
  • Minimum To Earn Dividends$500
  • Dividend RateA.10.15%
  • Annual Percentage YieldA.1 ("APY")0.15%
 Minimum Opening Deposit Minimum To Earn DividendsDividend RateA.1Annual Percentage YieldA.1 ("APY")

A.1Rates are variable and may change after the account is opened. Fees could reduce earnings. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200.

Debit Cards

Fast, Flexible, Personalized, and Secure Debit Cards

  • GET IT FAST
  • PERSONALIZED YOUR CARD.
  • SAFELY MAKE PURCHASES
  • TRACK PURCHASES
  • MOBILE WALLET CAPABILITIES
  • REGISTER ALERTS
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Online Banking

Online Banking

Free with Tulsa FCU Checking Accounts

  • BILL PAY
  • BUDGETING TOOL
  • POPMONEY
  • SHARED ACCESS
  • ANYTIME SKIP-A-PAYS
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Mobile Banking

Mobile Banking

Tulsa FCU Mobile allows you immediate and secure online access to your accounts, anywhere, anytime. Manages your finances, budget, bills, and much more—all from one convenient app.

  • MOBILE DEPOSIT
  • QUICK BALANCE
  • FINGERPRINT LOGIN
  • PUSH NOTIFICATIONS
  • IPHONE & ANDROID
View mobile banking

Checking Made Simple

Checking accounts created to meet your needs without the hassle.

A.1Rates are variable and may change after the account is opened. Fees could reduce earnings. B.2$6.00 monthly fee if balance drops below $500 minimum daily balance on Traditional Checking.$0 Monthly Service Fee if daily balance remains $500 or more. B.3Overdraft Protection (Courtesy Pay) covers your (negative) balances up to (including fees) on eligible checking accounts. Courtesy Pay is a discretionary service and is not a right or obligation. You may opt-out of the service at any time including the optional affirmative consent for everyday ATM/Debit card transactions. We reserve the right to refuse to provide this service at any time or from time to time on any account without notice. B.4To Graduate to Nothing Checking After 6 Months all accounts must be in good standing. SThis offer applies only to the qualified loan. Skip-A-Pay is not offered on mortgages or open-end credit including credit cards and NuPals. “You” or “your” means any borrower signed on the loan. You understand that interest will continue to accrue on your outstanding balance during this time and the term of your loan may be extended. An extension of loan terms may not extend Guaranteed Auto Protection (“GAP”), accident, life, disability or other insurance or warranty coverage. Such policies may be nullified by taking advantage of this offer. Please refer to your policy or contract for information.

Federally insured to at least $250,000 by NCUA. Learn more.