E.1 The Annual Percentage Yield (APY) assumes that dividends are compounded and will remain in the account until maturity. A penalty for early withdrawal may be imposed. Fees could reduce earnings. Dividend Rate and APY determined by term. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200. E.213-month Certificate will automatically renew into a 12-month Certificate after the term expires. All other terms will automatically renew after the term expires with the same term.
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Certificate
Grow Your Deposits on Your Schedule.
Share Certificate Options
Grow your deposits on your schedule. Interest compounds quarterly. No maintenance fees, federally insured deposits, and automatic renewal.
IRA Jumbo Term Share Certificates
For XXL IRAs
- 3 – 60 months
- $100,000 minimum balance
Certificate Rates
| + | Minimum Opening Deposit/Balance | Dividend RateE.1 | Annual Percentage YieldE.1 (“APY”) Based on Quarterly Compounding | |
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| + | 3 month Certificate | $1,000.00 | 0.25% | 0.25% |
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| + | 6 month Certificate | $1,000.00 | 0.396% | 0.40% |
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| + | 12 month Certificate | $1,000.00 | 0.445% | 0.45% |
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| + | 13 month CertificateE.2 | $1,000.00 | 0.445% | 0.45% |
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| + | 18 month Certificate | $1,000.00 | 0.495% | 0.50% |
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| + | 24 month Certificate | $1,000.00 | 0.645% | 0.65% |
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| + | 36 month Certificate | $1,000.00 | 0.695% | 0.70% |
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| + | 48 month Certificate | $1,000.00 | 0.795% | 0.80% |
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| + | 60 month Certificate | $1,000.00 | 1.045% | 1.05% |
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Jumbo Certificate Rates
| + | Minimum Opening Deposit/Balance | Dividend RateE.1 | Annual Percentage YieldE.1 (“APY”) Based on Quarterly Compounding | |
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| + | 3 month Certificate | $100,000.00 | 0.350% | 0.35% |
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| + | 6 month Certificate | $100,000.00 | 0.495% | 0.50% |
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| + | 12 month Certificate | $100,000.00 | 0.545% | 0.55% |
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| + | 13 month CertificateE.2 | $100,000.00 | 0.545% | 0.55% |
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| + | 18 month Certificate | $100,000.00 | 0.595% | 0.60% |
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| + | 24 month Certificate | $100,000.00 | 0.745% | 0.75% |
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| + | 36 month Certificate | $100,000.00 | 0.795% | 0.80% |
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| + | 48 month Certificate | $100,000.00 | 0.895% | 0.90% |
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| + | 60 month Certificate | $100,000.00 | 1.145% | 1.15% |
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E.1 The Annual Percentage Yield (APY) assumes that dividends are compounded and will remain in the account until maturity. A penalty for early withdrawal may be imposed. Fees could reduce earnings. Dividend Rate and APY determined by term. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200. E.213 month Certificate will automatically renew into a 12-month Certificate after the term expires. All other terms will automatically renew after the term expires with the same term.
IRA Certificate Rates
| + | IRA Certificate | Minimum Opening Deposit/Balance | Dividend RateE.1 | Annual Percentage YieldE.1 (“APY”) Based on Quarterly Compounding |
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| + | 3 month IRA Certificate | $1,000 | 0.25% | 0.25% |
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| + | 6 month IRA Certificate | $1,000 | 0.396% | 0.40% |
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| + | 12 month IRA Certificate | $1,000 | 0.445% | 0.45% |
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| + | 13 month IRA CertificateE.2 | $1,000 | 0.445% | 0.45% |
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| + | 18 month IRA Certificate | $1,000 | 0.495% | 0.50% |
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| + | 24 month IRA Certificate | $1,000 | 0.645% | 0.65% |
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| + | 36 month IRA Certificate | $1,000 | 0.695% | 0.70% |
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| + | 48 month IRA Certificate | $1,000 | 0.795% | 0.80% |
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| + | 60 month IRA Certificate | $1,000 | 1.045% | 1.05% |
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E.1 The Annual Percentage Yield (APY) assumes that dividends are compounded and will remain in the account until maturity. A penalty for early withdrawal may be imposed. Fees could reduce earnings. Dividend Rate and APY determined by term. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200. E.213-month Certificate will automatically renew into a 12-month Certificate after the term expires. All other terms will automatically renew after the term expires with the same term.
Jumbo IRA Certificate Rates
| + | Jumbo IRA Certificate | Minimum Opening Deposit/Balance | Dividend RateE.1 | Annual Percentage YieldE.1 (“APY”) Based on Quarterly Compounding |
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| + | 3 month IRA Certificate | $100,000 | 0.350% | 0.35% |
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| + | 6 month IRA Certificate | $100,000 | 0.495% | 0.50% |
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| + | 12 month IRA Certificate | $100,000 | 0.545% | 0.55% |
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| + | 13 month IRA CertificateE.2 | $100,000 | 0.545% | 0.55% |
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| + | 18 month IRA Certificate | $100,000 | 0.595% | 0.60% |
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| + | 24 month IRA Certificate | $100,000 | 0.745% | 0.75% |
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| + | 36 month IRA Certificate | $100,000 | 0.795% | 0.80% |
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| + | 48 month IRA Certificate | $100,000 | 0.895% | 0.90% |
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| + | 60 month IRA Certificate | $100,000 | 1.145% | 1.15% |
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E.1 The Annual Percentage Yield (APY) assumes that dividends are compounded and will remain in the account until maturity. A penalty for early withdrawal may be imposed. Fees could reduce earnings. Dividend Rate and APY determined by term. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200. E.213 month Certificate will automatically renew into a 12-month Certificate after the term expires. All other terms will automatically renew after the term expires with the same term.
Guaranteed Returns
Set up a Certificate online and start earning more with no hassle. Just click the link below, then the "Open An Account" option and you are ready to go.
E.1 The Annual Percentage Yield (APY) assumes that dividends are compounded and will remain in the account until maturity. A penalty for early withdrawal may be imposed. Fees could reduce earnings. Dividend Rate and APY determined by term. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200. E.213-month Certificate will automatically renew into a 12-month Certificate after the term expires. All other terms will automatically renew after the term expires with the same term. E.3At any time after the first seven days of receipt of your initial deposit you may request that the dividend rate on your applicable Certificate be changed to the dividend rate then offered by the Credit Union for the then current Certificate of the same type and term as your original Certificate as long as you continue to maintain the minimum balance and meet the other requirements for this Certificate Account. The new dividend rate will apply to your then current balance beginning no later than the first business day after we actually receive your rate change request, and will apply until your original account maturity date, which will not change. You may make your request for a dividend rate change over the telephone, by mail, by email, or in person. You are allowed a dividend rate change only once during each term or renewal term of a 24-month term Certificate and twice during each term or renewal term of a 48-month term Certificate. The Credit Union may honor the request for a dividend rate change by a joint account holder without first obtaining the consent of the other joint account holders. You agree to be bound by these terms and conditions which are in addition to the terms and conditions in our other Agreements with you.
Existing certificates may be redeemed with penalties to purchases BOOST Certificates but cannot be converted directly to a BOOST Certificate.
Federally insured to at least $250,000 by NCUA. Learn more