All members are required to open a Primary Savings account to join the Tulsa Federal Credit Union.
A $5 minimum deposit is required to open a Primary Savings account.
The minimum balance required to earn a dividend is $50.
Dividends are figured daily and paid monthly based on an account balance tier system.
Special “4” Savings
Share Savings can be used as vacation savings, a club account or almost any purpose.
Money Market Account
The Money Market Account offers great rates plus easy access to your money. Open your Money Market with a deposit of $2,500 or more. Transfers/withdrawals in this account are limited to six per month. Any transfers/withdrawals that exceed six in a month will be charged $5 per each transaction. The minimum monthly balance for this account is $2,500. If the account balance drops below this amount anytime during the month, there is a $7.50 service fee. Dividends are paid monthly on Money Market Accounts on balances above $5,000. Dividends are paid according to balance tiers as follows: $5,000 – $20,000; $20,001 – $30,000; $30,001 – $50,000; $50,001 – $100,000; $100,001 and up. Rates are established monthly and are subject to change without notice.
Term Share Certificates
Certificates are a safe investment, earning a higher dividend than our regular savings account.
Terms range from 180 days to 12,18, 24, 36 and 48 months – check rates online.
Minimum deposit of $1,000 to open any certificate.
Individual Retirement Accounts
Plan for retirement with our IRA program.
Daily IRA accounts available, or choose from a 1-, 2-, 3-, or 4-year IRA certificate.
All IRA certificates require an opening deposit of $1,000.