Nothing Checking

Simply stated, our Nothing Checking account is a big bunch of Nothing! While other banks and credit unions are doing away with free checking or placing complicated balance or deposit requirements on their “free” checking accounts, we thought we should do Nothing. Requires a minimum opening deposit of $30.

Monthly Service Charges – Nothing!

GoTime Banking Fees – Nothing!

Online Bill Pay Fees – Nothing!

Automated Phone Teller Fees – Nothing!

Notary Service Fees – Nothing!

Minimum Balance Fees – Nothing!

Traditional Checking

  • Requires a minimum opening deposit of $30
  • Maintain a monthly balance of $500 or more and avoid the $6 monthly service fee
  • Account earns a competitive rate on a daily balance of $500 or more
  • Visa Debit Card and ATM card available
  • $700 Courtesy Pay Program available
  • Online Bill Payer and e-statements available

New Beginnings Checking

For members who have had problems managing a checking account in the past

  • Minimum opening deposit of $30
  • $10 monthly service fee
  • Visa Debit Card and ATM card available
  • Online Bill Payer and e-statements available
  • Account reviewed at six months with option to open regular checking account

Teen Checking

Share Draft Checking for members age 13 to 17

  • Minimum opening deposit of $30
  • No monthly service fee or minimum balance requirements
  • This account does not earn a dividend
  • Parent or guardian signature required to open account

Business Checking

DBA (Doing Business As) Checking Accounts Opened Using a Social Security Number

  • $1,000 minimum monthly balance to avoid the $7.50 service fee
  • Business Debit Card and ATM Card available
  • $700 Courtesy Pay Program available
  • Account earns a dividend on on a daily balance of $1,000 or more.

Business Checking Account Opened Using A TIN ( Tax Identification Number )

  • Minimum opening deposit of $30
  • $12.50 flat monthly service fee
  • Business Debit Card and ATM Card available
  • $1,500 Courtesy Pay Program available
  • Account earns a dividend on daily balance of $2,000 or more.