Money

Checking
  • Nothing
  • Ideal for anyone wanting an uncomplicated free checking account with all the needed features and no minimum balance requirements.
  • APPLY NOW
  • Traditional
  • Ideal for anyone wanting the convenience of a checking account with the added benefit of earning dividends on the balance each month.
  • APPLY NOW
  • New Beginnings
  • Ideal for anyone wanting to establish or reestablish a checking account that normally wouldn't qualify. Plus, good standing accounts for more than six months qualifies for a Nothing Checking account.
  • APPLY NOW
  • Teen Checking
  • Ideal for anyone between the ages of 13 - 17 wanting to establish good banking habits early.
  • APPLY NOW
Nothing Traditional New Beginnings Teen
Federally Insured Deposits
Dividend Rate/APY* –– 0.15%/0.15% –– ––
No Opening Deposit
No Minimum Balance Requirements
No Monthly Service Fee $6* $10
Overdraft Protection Up to $600 Up to $700 –– ––
Qualified Overdraft Line Of Credit ––
Free In-Network ATMs
Free Visa Debit Card
Free Online/Mobile Banking
Free Mobile Deposit ––
Free Online Bill Pay
Online Transfers ––
Unlimited Transactions
Free Monthly eStatements
Direct Deposit Available
*Rates are variable and may change after the account is opened. Fees could reduce earnings.
Debit Cards

Tulsa FCU Debit Cards offer a fast, convenient and secure way to bank.

Use Your Visa Debit Card at ATMs Nationwide

Our Visa Debit Cards offer surcharge-free services at Tulsa FCU ATMs and In-Network TransFund machines.

Effective May 4, 2015, a $1.50 Out-of-Network Transaction Fee will be charged for each ATM withdrawal from a non-Tulsa FCU ATM or Out-of-Network TransFund ATM. Please note, in using an Out-of-Network ATM, some systems may charge an additional surcharge.

 

 
 
 
 
 
 
"Be smart about where you bank."

– Eddie Quezada

Tulsa FCU Member

See how Eddie’s relationship with Tulsa FCU made a difference in his life.

 
 
 
 
 
 
Savings
  • Primary
  • Opening Deposit: $5
  • This account establishes your membership. Ideal for anyone wanting to become an owner of Tulsa Federal Credit Union and a part of our legacy.
  • Become A Member
  • Special “4”
  • Opening Deposit: $1
  • Ideal for anyone wanting to save "4" the unexpected or special things in life. This special account makes saving your money safe, automatic and flexible.
  • Open An Account
  • Christmas Club
  • Opening Deposit: $1
  • Ideal for anyone wanting to budget for the holiday's effortlessly. The money saved in this account grows dividends and is transferrable into your checking account on November 15.
  • Begin Saving
  • Money Market
  • Opening Deposit: $2,500
  • Ideal for anyone wanting to grow higher dividends on their savings than a Primary Savings account and more access to their funds than another investment account.
  • Start Earning More
Primary Savings Special "4" Christmas Club Money Market
Federally Insured Deposits
Dividend Rate/APY* 0.15% - 0.20% / 0.15% - 0.20% 0.15% / 0.15% 0.15% / 0.15% 0.35% - 0.50% / 0.35% - 0.50%
Opening Deposit $5 $1 $1 $2,500
Minimum to Earn Dividends $50 –– –– $5,000
Access to Funds Daily* Daily* Annually Daily*
Free In-Network ATMs
Daily Compounding Interest
Free ATM card ––
Online Transfers ––
Online and Mobile Access
Free Quarterly eStatements
Direct Deposit
View Rates View Rates View Rates View Rates
*Rates are variable and may change after the account is opened. Fees could reduce earnings.
 
 
 
 
 
 
Investments
Share Certificates
  • Term Share Certificate
  • 3 Months - 60 Months
  • Ideal for anyone wanting to accurately estimate their investment earnings by choosing a rate and length of time that best fits their investment schedule.
  • APPLY NOW
  • Jumbo Term Share Certificates
  • 3 Months - 60 Months
  • Ideal for anyone wanting the same great benefits of a traditional Term Share Certificate but at a higher rate earning yielding more dividends on deposits over $100,000.
  • APPLY NOW
  • IRA Term Share Certificates
  • 3 Months - 60 Months
  • Ideal for anyone wanting to increase the yield on their IRA by investing funds from the IRA into a Term Share Certificate.
  • APPLY NOW
  • IRA Jumbo Term Share Certificates
  • 3 Months - 60 Months
  • Ideal for anyone with an IRA account wanting a higher rate that a regular Term Share Certificate that yields more dividends on investments over $100,000.
  • APPLY NOW
Term Jumbo Term IRA Term IRA Jumbo Term
Dividend Rate/APY* 0.50% - 1.64% / 0.50% - 1.65% 0.60% - 1.74% / 0.60% - 1.75% 0.50% - 1.64% / 0.50% - 1.65% 0.60% - 1.74% / 0.60% - 1.75%
Federally Insured Deposits
Certificate Terms (months) 3, 6, 12, 13, 18, 24, 36, 48, and 60 3, 6, 12, 13, 18, 24, 36, 48, and 60 3, 6, 12, 13, 18, 24, 36, 48, and 60 3, 6, 12, 13, 18, 24, 36, 48, and 60
No Maintenance Fee
Daily Compounded Interest
Contributions During Grace Period During Grace Period During Grace Period During Grace Period
Required Minimum Balance $1,000 $100,000 $1,000 $100,000
Online and Mobile Access
Grace Period 10 days 10 days 10 days 10 days
Automatic Renewal**
BOOST option terms available 24 month & 48 month only 24 month & 48 month only no terms available no terms available
View Rates View Rates View Rates View Rates
*The Annual Percentage Yield (APY) assumes that dividends are compounded and will remain in the account until maturity. A penalty for early withdrawal may be imposed. Fees could reduce earnings. Dividend Rate and APY determined by term. **13-month Certificate will automatically renew into a 12-month Certificate after the term expires. All other terms will automatically renew after the term expires with the same term.
 
 
 
 
 
 
Introducing the New BOOST Certificate

Feel like your earnings are grounded by one fixed interest rate? Boost your rate and watch your earnings take off.

  • 2-year One-time Rate Boost
  • 4-year Two-time Rate Boost
  • Flexible Timing
  • NCUA Insured
 
 
 
 
 
 
IRA Options
  • Traditional IRA*
  • Ideal for anyone wanting tax deductible contributions to their IRA. You can start withdrawing money at 59 ½ without paying a penalty.
  • APPLY NOW
  • Roth IRA*
  • Ideal for anyone with an income up to $116,000 (single)/$183,000 (married filing jointly). Earnings and withdrawals are tax-free at retirement. Start withdrawing money at 59 ½ without a penalty.
  • APPLY NOW
  • Simplified Employee Pension IRA*
  • Ideal for an employer wanting to make contributions to their employees retirement fund or their own retirement fund. Once funded, each employee's SEP contributions are 100% vested.
  • APPLY NOW
Traditional* Roth* SEP*
Federally Insured Deposits
No Maintenance Fee
Daily Compounded Interest
Required Minimum Balance $0 $0 $0
Online and Mobile Access
Grace Period - - -
Automatic Renewal One-time Setup One-time Setup One-time Setup
* This material is provided by Tulsa Federal Credit Union and is intended for general use with the public. Tulsa Federal Credit Union and its representatives are not attempting to provide advice for any individual or any individual situation, and you should not look to this material for any tax advice. Please consult with your tax professional for advice.