Skip-A-Pay

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Skip-A-Pay

Pay at Your Own Pace

With Skip-A-Pay, you can take a break from your loan payments twice in a rolling 12-month period, giving you more flexibility when you need it.

Find out more about Skip-A-Pay to see if your loan qualifies.

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How Does Skip-A-Pay Work?

Tulsa FCU’s Skip-A-Pay program provides members the opportunity to skip up to two months of qualified loan payments during a rolling 12-month period. Each payment skipped, requires a $35 processing fee.

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Who Qualifies for Skip-A-Pay?

Members who wish to take advantage of Skip-A-Pay must meet the following criteria:

    • Have an active eligible* loan with Tulsa FCU that has been open for six months or more
    • Have not missed a payment in the last six months
    • Be in good financial standing with Tulsa FCU.

*Mortgage, NuPal, SecurePal, and credit card accounts are not eligible for Skip-A-Pay.

Still unsure whether your loan qualifies for Skip-A-Pay? A Tulsa FCU team member can assist you at any branch location or call our Member CARE Call Center at 918.610.0200.

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How Can I Take Advantage of Skip-A-Pay?

Set Up Via Online Banking Platform

Set up Skip-A-Pay through Online Banking platform by follow these steps:

  • Log in to your Online Banking account.
  • If you have a loan that qualifies for Skip-A-Pay, you will see a prominent image on your Online Banking homepage labeled “Skip-A-Pay.”
  • Click on the image to reveal a widget which will ask you to select the product you wish to enroll in Skip-A-Pay.
  • Complete the form, making sure to scroll down within the form widget to complete and submit all required fields.

 

Set Up via Mobile Banking Platform

Take advantage of Skip-A-Pay through the Mobile Banking platform by following these steps:

  • Log in to your Mobile Banking app.
  • Apple – Choose the “More Options” menu button in the bottom-right corner of the app.
  • Android – Choose the “More Options” menu button in the upper-left corner of the app.
  • In the navigation list that slides into view, you can choose “Skip A Payment.”
  • Follow the instructions to fill out the form and select the loan and payment you wish to skip.

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Set Up in Branch

If you need help setting up Skip-A-Pay or are not certain you qualify, go to any Tulsa FCU branch location to speak a member specialist.

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Skip-A-Pay Terms and Conditions

This offer applies only to the qualified loan. Skip-A-Pay is not offered on mortgages or open-end credit including credit cards and NuPals. “You” or “your” means any borrower signed on the loan. You understand that interest will continue to accrue on your outstanding balance during this time and the term of your loan may be extended. An extension of loan terms may not extend Guaranteed Auto Protection (“GAP”), accident, life, disability or other insurance or warranty coverage. Such policies may be nullified by taking advantage of this offer. Please refer to your policy or contract for information.
By signing the Skip-A-Pay you acknowledge and agree to have the set-up and the processing fee of $35 per Skip-A-Pay per loan returned to the Credit Union at least one week prior to your loan payment date. If a Skip-A-Pay is received after the cutoff time of one week prior to your loan payment it may not be processed and your normal payment may be due including any late fees.
PLEASE NOTE: IF YOUR LOAN IS SET UP ON AN AUTOMATIC PAYMENT TRANSFER YOU ARE RESPONSIBLE FOR ENSURING THE TRANSFER IS TEMPORARY SUSPENDED FOR THE DURATION OF THE SKIP A PAYMENT. If your loan payment is set up to be automatically transferred from another financial institution, the transfer will still be processed and the funds placed in your share savings account instead of making your loan payment. If your loan payment is transferred from a share within this financial institution, depending on how the transfer was initially setup, it may or may not be automatically suspended for the applicable skipped payment. For questions or assistance, please call our Member C.A.R.E. Call Center at 918.610.0200.
Tulsa Federal Credit Union (“We” or “Us”) reserves the right to revoke this offer if your account or loan is not in good standing. Additionally, we reserve the right to refuse, cancel, change or terminate this offer at any time without notice. If you have any questions, please call our Member CARE Call Center at 918.610.0200.