What You'll Need to Become a Member

Three Requirements to Join Tulsa FCU

1. Share (Savings) Account

$5 Opening Deposit
Opening A Share Savings Account with a minimum of $5 to establish your membership (or ownership) in Tulsa FCU, and makes you eligible to use other products like loans, checking accounts, and more.

2. Verified Physical Address

ONE of the following with a current address:
• Current Residential Address
• Previous Address If Less Than Two Years In Current Residence
• Army PO
• Fleet PO
• P.O. Box Can Be Requested For Mailing Purposes But A Physical Address Must Be Provided

Join and Open My Account

3. Verified ID

ONE of the following with a current address:
• Full Legal Name
• Driver's License
• State of Oklahoma ID
• US Military ID
• Passport
• Permanent Resident Card

Supplemental ID

If there is a discrepancy between your primary form of ID and your verified address, you may supplement with any of the following materials:

  • Current Health Insurance Card
  • Current Pay Stub
  • Utility Bill or Real Estate Tax Bill
  • Current Car Insurance or Lease/Purchase Contract (within 30 days)
  • Proof Of Another Active Credit Union Account
  • Active Duty Papers with Base Address
  • Credit Bureau Report (non-documentary)
  • Social Security Card (“Not Valid For Employment or Valid For Work Only With DHS Authorization” not accepted)

Can I Join Tulsa FCU?

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Perks of Membership

Special features and discounts for members

15% off Silver Dollar City, White Water, and Branson Belle

Up to 15% off Silver Dollar City, White Water, and Branson Belle

For Tulsa FCU members

  • Your next family vacation is just a click away with discount code 22604.
Use My Tulsa FCU Discount Code
Skip A Pay


Pay at Your Own Pace

  • With Skip-A-Pay, you can take a break from your loan payments twice in a rolling 12-month period, giving you more flexibility when you need it.S
Show Me How
Get 0.25% Off Your Auto Loan

AD&D Insurance

Get $1000 Accidental Death & Dismemberment Insurance Paid for You by Tulsa FCU and Underwritten by Minnesota Life Insurance Company

  • No Medical Exam Required
  • Benefits Paid Directly To You
  • You Can Purchase Up To $300,000 Additional Coverage at Group Rates
  • All Coverage Reduces by 50% at Age 70 and Older, Regardless of Age at Enrollment
Learn More & Enroll
Your Money is Federally Insured by NCUA

Your Money is Federally Insured by NCUA

• "Not one penny of insured savings has ever been lost by a member of a federally insured credit union."
• At Tulsa FCU, your accounts are federally insured up to at least $250,000 per individual depositor by the National Credit Union Administration (NCUA).

How Does My Coverage Work?
Estimate Your Personal Coverage

Estimate Your Personal Coverage

Based on Your Accounts
The NCUA Share Insurance Estimator allows you to enter your account information and see the breakdown of insurance coverage offered by the NCUA.

Get My Estimate

Services & Support

What can we do for you?

Add an Extra Account

I Want to Add an Account

Find a TransFund ATM

Take Me to the ATM Locator

Comments or Questions?

I Want to Leave Feedback

Postage Paid Loan Envelopes

I Want to Order Envelopes

Order a Check by Phone

I Need to Send a Check
Woman on Phone Outdoors

Automated Phone Teller

Get 24-hour access your account by phone. To sign up or log in, just call our main number at (918) 610.0200 and press "1."

NOTE: You'll need your member number and SSN to sign up.

Middle Age Couple at Laptop Hugging

Federal Holiday Branch Closures

Look ahead for Federal Holidays when our branches will be closed.

Show Me Federal Holidays

Switching Your Account

Switching your account to Tulsa FCU is easy. Just follow these simple steps.

Open Your Tulsa FCU Membership Account

Step 1

Open Your Tulsa FCU Membership Account

  • Complete the Online Application.
    Once you’re approved, you’re ready to benefit from all that comes with your membership. In addition, you’ll be able to sign up for free online banking and free online bill pay.
Transfer Your Direct Deposit and Automatic Payments

Step 2

Transfer Your Direct Deposit and Automatic Payments

  • Move your payroll direct deposit to your new Tulsa FCU checking account.
    Don’t forget to contact your HR department with your new account number.
  • Identify automatic payments or withdrawals, such as loans and recurring bills and redirect them to your new Tulsa FCU account.
    You will need to provide the Tulsa FCU routing number (303986261) and your new Tulsa FCU checking account number to set up new automatic payments.
Close Your Old Accounts

Step 3

Close Your Old Accounts

  • Allow time for your accounts to clear.
    Any outstanding checks, automatic payments and debit card transactions need to clear before closing your old account.
  • Destroy any unused checks, debit cards and ATM cards.
    By properly disposing of old cards and checks, you can protect yourself from anyone attempting to steal your identity or access your information.
Our Journey

The Journey of Tulsa FCU

Tulsa Federal Credit Union has enjoyed significant and steady growth during the last 75 years. See the Our Journey timeline to learn more about how we serve and enrich the lives of others.

Show Me the Journey

Ready to Join?

You can open your member share account with a $5 deposit today!

The History of Tulsa FCU

Trace Our Timeline

Our 75th Anniversary timeline shows how our members grew from six to over 50,000 and counting.

See the Whole Story

SThis offer applies only to the qualified loan. Skip-A-Pay is not offered on mortgages or open-end credit including credit cards and NuPals. Interest will continue to accrue on your outstanding balance during this time and the term of your loan may be extended. An extension of loan terms may not extend Guaranteed Auto Protection (“GAP”), accident, life, disability or other insurance or warranty coverage. Such policies may be nullified by taking advantage of this offer. Please refer to your policy or contract for information. By signing the Skip-A-Pay you acknowledge and agree to have the set-up and the processing fee of $35 per Skip-A-Pay per loan returned to the Credit Union at least one week prior to your loan payment date. If a Skip-A-Pay is received after the cutoff time of one week prior to your loan payment it may not be processed and your normal payment may be due including any late fees. Tulsa Federal Credit Union (“We” or “Us”) reserves the right to revoke this offer if your account or loan is not in good standing. Additionally, we reserve the right to refuse, cancel, change or terminate this offer at any time without notice. If you have any questions, please call our Member CARE Call Center at 918.610.0200.