August 7, 2020

How to Apply for FastCash


What is FastCash?

FastCash is an affordable short-term loan solution for Tulsa FCU members designed to help cover unexpected cash needs. No credit check is required because approval is based on your relationship with Tulsa FCU. Eligible members can get approved online in under one minute. Learn more about the features of FastCash on our Personal Loans page.

Apply with Online Banking

Screenshot of Additional Services Tab in Online Banking
  • Log in to Online Banking and hover over the Additional Services Tab and select FastCash from the dropdown list.
  • On the eConsent Acceptance page, click Accept to allow FastCash to access your deposit info.
  • Select the account where your funds will be deposited if approved and click Begin Application
  • Select the product you qualify for and more options will pop up.
Screenshot of Qualified Products page
  • Type in your Desired Loan Amount and select a Payment Date. (NOTE: Minimum loan amount is $200 and maximum amount is $1000).
  • Note the Loan First Payment Date that is displayed. This is the date your first loan payment will be due. Changing your payment date selection will update this date.
  • The Automatic Payment option will be selected by default. If you uncheck the Automatic Payment option, your loan’s interest rate may be increased.
  • Once you are satisfied with your selections, click Submit Request to preview your loan’s final terms, interest rate, total payments, and first payment amount.
  • On the Loan Disclosure page, you can click View TILA to view your Truth in Lending Act disclosure. You can also click the Email button to have the TILA document sent to an email address you specify.
  • Congratulations! When you reach this page, your loan has been completed and the funds should be available in your account immediately.

Apply with Tulsa FCU Mobile App

  • Log in to your Tulsa FCU Mobile Banking app and tap the More button.
Screenshot of More Menu with FastCash Button
  • Look for the Transactions section and tap Fast Cash.
  • The application may take a moment to load. Wait for the application page to appear.
  • Once the application loads (this may take a moment), click the checkbox to allow FastCash to access your deposit info.
  • Select the account where you want your loan to be deposited, and click Begin Application.
  • Type in your Desired Loan Amount and select a Payment Date. (NOTE: Minimum loan amount is $200 and maximum amount is $1000).
  • Note the Loan First Payment Date that is displayed. This is the date your first loan payment will be due. Changing your payment date selection will update this date.
  • The Automatic Payment option will be selected by default. If you uncheck the Automatic Payment option, your loan’s interest rate may be increased.
  • Once you are satisfied with your selections, click Submit Request to preview your loan’s final terms, interest rate, total payments, and first payment amount.
  • On the Loan Disclosure page, you can click View TILA to view your Truth in Lending Act disclosure. You can also click the Email button to have the TILA document sent to an email address you specify.
  • Congratulations! When you reach this page, your loan has been completed and the funds should be available in your account immediately.

Problems with Your Application?

If you attempt to apply for FastCash but receive an error message: “The Tulsa FCU application is unavailable. Please try again later.” Your application may have timed out. To fix this, you can log back in to Online or Mobile banking and start the process again. Be sure not to linger too long on any single page of the application or the system may time out again. This is to ensure the security of your application.


There is a $20 non-refundable application fee. This fee is charged to all members as soon as the application is submitted whether or not the loan is approved or denied. Application fee waived through December 31, 2020. Amount and term based on membership relationship. Must be consumer account established for 90 days and in good-standing with regular deposit history. Eligible members must be primary accountholders age 18 and older. Active military and their dependents are not eligible due to the Military Lending Act regulations administered by the Department of Defense. Only one FastCash loan at a time, with no more than three FastCash loans within a six-month rolling period are permitted. FastCash loan applications are only available through the online or mobile banking platform. Not eligible for rate discounts. All programs, rates, terms and conditions are subject to change at any time without notice.