How We Protect You
Tulsa Federal Credit Union is dedicated to protecting your security and account information. We have installed the best of breed in security and intrusion software and firewalls to protect our members. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Tips For Conducting Online Business with Tulsa Federal Credit Union
Online Banking allows members of Tulsa Federal Credit Union to conduct financial transactions via the internet on a secure website operated by Tulsa FCU. Tulsa FCU has in place various security policies and procedures to reduce the risk of unauthorized online access to member’s accounts.
To ensure member account records are as safe as possible, Tulsa FCU requires:
- Online passwords to consist of letters (A a B b C c…), numbers (1 2 3…), and special characters (@#$%…).
- Correct answer to security questions.
In an effort to ensure the security of your account, Tulsa FCU wants you to know our policy:
- Tulsa FCU will never ask you for your user login or password via email, text, or phone. Our Online Banking will only ask for you user name and password.
- If you are having problem with the home banking system additional information may be asked once the account holder has been verified.
To further protect yourself from becoming a victim of internet fraud you can implement the following safety precautions:
- Choose a password with a high percentage strength level, including upper case letters, lower case letters, numbers, and symbols.
- Never use your social security number, information found on your driver’s license, and try not to use a word found in a dictionary.
- Change your password often, every 90 days.
- Try to use a password that is easy to remember, and do not share your password with anyone. If you have to write it down, store it in a safe place.
- Install anti-virus and anti-malware on your personal computer.
- Be sure to log out, never “X” out of the browser.
What Is Phishing?
Safeguard Yourself From Phishing
Internet threats increase annually. Banks and credit unions are sometimes targeted for phishing scams through email, phone calls and text messages. Phish emails request the email recipient to link to a phony website and submit personal account information. Phish phone calls and text messages ask someone to give out their personal account information over the phone.
The Definition of Phishing
The definition of phishing (fish’ing) (n.) Also known as “Spoofing” and “Pharming”:
- The act of sending an email, phone call or text message in an attempt to get the recipient to visit a fraudulent website or call center and enter sensitive personal information. to fool the recipient by mimicking a legitimate business. Any information collected by the phisher is then used to steal the recipient’s money or identity.
Don’t Fall for Phishing
Learn how to spot tricks from phishing scammers. These tips will better prepare you to avoid scams:
- Generic Greeting. Phishing emails are usually sent in large batches. To save time, Internet criminals use generic names like “First Generic Bank Customer” so they don’t have to type all recipients’ names out and send emails one-by-one. If you don’t see your name, be suspicious.
- ForgedLink. Even if a link has a name you recognize somewhere in it, it doesn’t mean it links to the real organization. Roll your mouse over the link and see if it matches what appears in the email. If there is a discrepancy, don’t click on the link. Also, websites where it is safe to enter personal information begin with “https” — the “s” stands for secure. If you don’t see “https” do not proceed.
- Requests Personal Information. The point of sending phishing email is to trick you into providing your personal information. If you receive an email requesting your personal information, it is probably a phishing attempt.
- Sense of Urgency. Internet criminals want you to provide your personal information now. They do this by making you think something has happened that requires you to act fast. The faster they get your information, the faster they can move on to another victim.
What to do if you are being Phished?
If you receive a fake phone call, take down the caller’s information and report it to your local authorities. In the United States, use the FTC Complaint Assistant form.
If you receive a fake email, delete it immediately. Be sure to empty your trash so that you don’t accidentally open the link later.
We Will Never Ask You Via Email...
Tulsa FCU will never ask you for any personal information including any account information or social security number via email. Email is a responsible way to deliver relevant product and service offers, regulatory information and rate updates, NOT to gather confidential member information.
Your Information Remains Confidential
We take every precaution to ensure your information remains confidential. The information you provide to us on our website is encrypted and protected with an encryption method called Secure Socket Layer (SSL). While on a secure page, the lock icon on the bottom of web browsers such as Microsoft Internet Explorer becomes locked, as opposed to unlocked or open when you are just ‘surfing’.
Anonymous User Analytics
In addition to the information we collect as described above, we use technology to collect information about the use of our website. For example, our web server automatically logs which pages of our website our visitors view, their IP addresses and which web browsers our visitors use. Our website contains hyperlinks to other pages on our website. We may use technology to track how often these links are used and which pages on our website our visitors choose to view. The companies we contract with may allow us to use technology to collect transaction and site navigation information when you are on their website.
Enhancing Your Online Experience
Links and Frames
Links to other sites may be provided on our website for your convenience. You acknowledge and understand these sites may contain terms and privacy policies that are different from ours. By providing these links, we are not endorsing, sponsoring, or recommending such sites or the materials disseminated by or services provided by them, are not responsible for the materials, services, or other situations at or related to or from any other site, and make no representations concerning the content of sites listed in any of the web pages. Consequently, we cannot be held responsible for the accuracy, relevancy, copyright compliance, legality, or decency of material contained in sites listed in any search results or otherwise linked to our website. For example, if you “click” on a banner advertisement or a search result, your “click” may take you off our website. This may include links from advertisers, sponsors, and content partners that may use our logos as part of a co-branding agreement. These other sites may send their own cookies to users, collect data, solicit personal information, or contain information that you may find inappropriate or offensive. In addition, advertisers on the website may send cookies to users that we do not control. You may link to the home page of our website. However, you may not link to other pages of our website without our express written permission. You also may not “frame” material on our website without our express written permission. We reserve the right to disable links from any third-party.
These Site Terms apply to your use of this website. By visiting or using this website, you accept these Site Terms and your continued use of this website constitutes your acceptance of any revisions to these Site Terms.
If you feel your account or personal information may have been compromised or you have been charged for something you didn’t authorize, we’re here for you. Please visit our Fraud Center for additional information and helpful phone number.