March 13, 2020

How to Bank without Going into a Branch


Whether you’re making transfers, paying loans, or managing your accounts, there are many ways to bank from your computer, phone, nearby ATM, and more.

Online Banking

Manage money, pay bills automatically, send money, or make payments. Tulsa FCU Online Banking is your dashboard for all things money management.

  • Transfer Funds
    Easily shift funds between accounts or request transfers to/from accounts with other banks and credit unions.
  • Pay Bills with Bill Pay
    Pay online bills and send physical checks to almost anyone without printing or mailing anything yourself. Whether you’re paying your electric company or the teenager who mows your lawn, Bill Pay makes it easier (and you don’t have to leave your house).
  • Make Loan or Tulsa FCU Mortgage Payments
    Online Banking users can pay loans and mortgages by finding the account on the Online Banking home screen. If your Tulsa FCU mortgage is not displayed on the Online Banking home screen, look for “MortgageCare” under the “Additional Services” tab.
  • Send Money to Friends or Family with PopMoney
    If someone you love needs a little help during this time, PopMoney is a simple way to send money to almost anyone using just their cellphone number or email address.

Mobile Banking

Deposit checks from anywhere using your smartphone camera. You can also use the app to access Bill Pay, PopMoney, and more from your mobile device.

  • Deposit Checks with your Smartphone Camera
    A couple of pictures and a few taps is all it takes to deposit checks from anywhere using the Tulsa FCU Mobile app.
  • Transfer Funds
    Easily shift funds between accounts or request transfers to/from accounts with other banks and credit unions.
  • Pay Bills with Bill Pay
    Pay online bills and send physical checks to almost anyone without printing or mailing anything yourself. Whether you’re paying your electric company or the teenager who mows your lawn, Bill Pay makes it easier (and you don’t have to leave your house).
  • Send Money to Friends or Family with PopMoney
    If someone you love needs a little help, PopMoney is a simple way to send money to almost anyone using just their cellphone number or email address and your Tulsa FCU Mobile App.

ATM/ITM

Banking at ATMs (or ITMs) can reduce your in-person contact as well, and Tulsa FCU ATMs do more than dispense cash. Members can request transfers, deposit checks, make loan payments, and more. Our Interactive Teller Machines (or ITMs) add an extra level of service by connecting you to a live person through video chat technology.

  • Transfer Funds
    Easily shift funds between accounts or request transfers to/from accounts with other banks and credit unions.
  • Check Balances
    Take a peek at your balance on deposit accounts or review your remaining loan balance for auto and personal loans.
  • Deposit Checks
    Follow the onscreen prompts and feed your check in to deposit it safely in Tulsa FCU ATMs.
  • Withdraw Cash
    Cash in multiples of $20. Classic ATM stuff.
  • Make Credit Card Payments
    If you have a Tulsa FCU credit card associated with your account, you can make a payment using any Tulsa FCU ATM.

By Phone at 918.610.0200

Our Member CARE Call Center can serve a variety of banking needs over the phone.

When you call, you will hear these options*:

  • Press or Say “1” — 24hr automated Teller, Close a Debit/Credit Card
  • Press or Say “2” — Branch Locations and Hours
  • Press or Say “3” — Open a New Account
  • Press or Say “4” — Apply for a Loan or Learn More About Loan Rates
  • Press or Say “5” — CD Rates
  • Press or Say “6” — Account Balances, Transfers, Transaction History, Loan Payments, or Other Questions About Your Account
  • Press or Say “7” — Online Banking or Other Account Maintenance
  • Press or Say “8” — Rewards Checking or Interest Rewards
  • Press or Say “9” — Connect to a Spanish-speaking representative

With all of these ways to bank, members can stay connected and bank from almost anywhere without needing to go to a branch.

*These options are subject to change at any time. Please listen carefully for your desired option.


This article is for educational purposes only. Tulsa FCU makes no representations as to the accuracy, completeness, or specific suitability of any information presented. Information provided should not be relied on or interpreted as legal, tax or financial advice.