March 26, 2020

Contactless Money Management Tips for Members


With COVID-19 dominating the news, it’s tempting to panic, hoard supplies, and cancel everything. But of course life goes on and things still need to get done, and managing your money is one of them. The reality is that the spread and economic impact of COVID-19 will probably continue to be in the news and on the minds of people here in the Oklahoma and around the world for at least a few months, so let’s look at a few tools that Tulsa FCU members can use to manage money with minimal person-to-person contact.

Follow Practical Tips from Experts

You’ve probably heard some of the general advice like washing your hands regularly, but the CDC has an online portal with detailed practical steps each of us can take to help minimize the spread. Even if you are not among those considered at higher risk for COVID-19, doing your part to minimize the spread of the virus will make a difference in our community and perhaps even save a life near you.

Take Charge of Your Health & Safety

Although we will continue to follow CDC and state health guidelines for keeping surfaces clean and disinfected, it’s a good idea to take your own precautions when going out in public, especially if you have to handle items which are touched frequently by others. For instance, bringing your own disinfecting wipes or even sterile gloves with you in the car is a good way to ensure that your hands are free from contamination during or after your transaction. Remember, everyone can make a difference in minimizing the spread of this virus by taking simple precautions like these.

Manage Your Money without Close Contact

You can order groceries online, meals, and almost any retail item you can imagine. If you’re like most people, you probably do some banking online as well. But did you know there’s more to banking online than checking your checking balance, making loan payments or transferring money between your accounts?

Send Physical Checks with Bill Pay

The Bill Pay feature in Tulsa FCU Online Banking allows you pay online bills and send physical checks to almost anyone without printing or mailing anything yourself. You can even set up automatic recurring payments so that you don’t have to worry about remembering to pay next month. Whether you’re paying your electric company or the neighborhood kid who mows your lawn, Bill Pay makes it easier and you don’t have to leave your house.

Deposit Checks with the Mobile Banking App

Instead of stopping at a branch or going out to an ATM, our Tulsa FCU Mobile Banking app allows you to deposit checks from anywhere using your smartphone camera. You can also use the app to access Bill Pay, PopMoney, and more from your mobile device.

Send Money to Friends or Family with PopMoney

If someone you love needs a little help during this time, PopMoney is a simple way to send money to almost anyone using just their cellphone number or email address. Learn more about how to use PopMoney on our Online Banking page here.

Bank at ATMs or ITMs

Banking at ATMs or Interactive Teller Machines (ITMs) can reduce your in-person contact as well, and Tulsa FCU ATMs do more than dispense cash. Members can request transfers, deposit checks, make loan payments, and more. Our ITMs add an extra level of service by connecting you to a live person through video chat technology.

Use a Debit Card or Smartphone Instead of Cash

Cash is notoriously dirty and since COVID-19 can spread on frequently-touched surfaces, using your debit card or a connected smartphone pay app like Apple Pay, Samsung Pay, or Google Pay can help you avoid exposure. Just remember that the CDC recommends disinfecting your phone and similar items daily to avoid contamination. With these tips, you can reach out to loved ones, pay bills, and deposit physical checks from your own couch. They might be small, but finding more ways to stay connected while minimizing contact can help make a difference in your community’s health and safety.


This article is for educational purposes only. Tulsa FCU makes no representations as to the accuracy, completeness, or specific suitability of any information presented. Information provided should not be relied on or interpreted as legal, tax or financial advice.