Business Savings Options

Grow Deposits that are Federally Insured to Help Manage Risk and Prepare for the Future.

New business owners setting up shop in a room of boxes

Business Savings

Your Path to Business Membership

  • Daily Access to FundsC.2
  • $5 Opening Deposit
  • Free In-Network ATMs
  • $50 Minimum to Earn Dividends
  • Daily Compounding Interest
I Want to Talk about a Business Savings Account
Carpenter small business owner working at a work table

Business Money Market

Grow with Easy Access to Funds

  • Dividends Compound Monthly
  • Minimum Opening Deposit: $2,500
  • Minimum to Earn Dividends: $2,500Q.1
I Want to Talk about a Money Market
Small Business team standing together at office

Certificates

Grow on Your Schedule

  • No maintenance feesE.4
  • Renews Automatically
  • Jumbo Certificates also Available
I Want to Talk about Certificate Options

Business Money Market

+$2,500.00$2,500.00$2,500.00 - $4,999.991.00%1.00%
  • Minimum Opening Deposit $2,500.00
  • Minimum to Earn Dividends $2,500.00
  • Dividend Tier $2,500.00 - $4,999.99
  • Dividend RateA.11.00%
  • Annual Percentage Yield ("APY")A.11.00%
+$2,500.00$2,500.00$5,000.00 - $19,999.991.00%1.00%
  • Minimum Opening Deposit $2,500.00
  • Minimum to Earn Dividends $2,500.00
  • Dividend Tier $5,000.00 - $19,999.99
  • Dividend RateA.11.00%
  • Annual Percentage Yield ("APY")A.11.00%
+$2,500.00$2,500.00$20,000.00 - $29,999.991.00%1.00%
  • Minimum Opening Deposit $2,500.00
  • Minimum to Earn Dividends $2,500.00
  • Dividend Tier $20,000.00 - $29,999.99
  • Dividend RateA.11.00%
  • Annual Percentage Yield ("APY")A.11.00%
+$2,500.00$2,500.00$30,000.00 - $49,999.991.00%1.00%
  • Minimum Opening Deposit $2,500.00
  • Minimum to Earn Dividends $2,500.00
  • Dividend Tier $30,000.00 - $49,999.99
  • Dividend RateA.11.00%
  • Annual Percentage Yield ("APY")A.11.00%
+$2,500.00$2,500.00$50,000.00-$99,999.991.00%1.00%
  • Minimum Opening Deposit $2,500.00
  • Minimum to Earn Dividends $2,500.00
  • Dividend Tier $50,000.00-$99,999.99
  • Dividend RateA.11.00%
  • Annual Percentage Yield ("APY")A.11.00%
+$2,500.00$2,500.00$100,000+1.00%1.00%
  • Minimum Opening Deposit $2,500.00
  • Minimum to Earn Dividends $2,500.00
  • Dividend Tier $100,000+
  • Dividend RateA.11.00%
  • Annual Percentage Yield ("APY")A.11.00%
 Minimum Opening Deposit Minimum to Earn Dividends Dividend Tier Dividend RateA.1Annual Percentage Yield ("APY")A.1

A.1Rates are variable and may change after the account is opened. Fees could reduce earnings. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200.

Certificate Rates

+Minimum Opening Deposit/BalanceDividend RateE.1Annual Percentage YieldE.1 (“APY”)
Based on Quarterly Compounding
  • Minimum Opening Deposit/Balance
  • Dividend RateE.1
  • Annual Percentage YieldE.1 (“APY”)
    Based on Quarterly Compounding
+3 month Certificate$1,000.000.400%0.40%
  • 3 month Certificate
  • $1,000.00
  • 0.400%
  • 0.40%
+6 month Certificate$1,000.000.445%0.45%
  • 6 month Certificate
  • $1,000.00
  • 0.445%
  • 0.45%
+12 month Certificate$1,000.000.495%0.50%
  • 12 month Certificate
  • $1,000.00
  • 0.495%
  • 0.50%
+13 month CertificateE.2$1,000.000.495%0.50%
  • 13 month CertificateE.2
  • $1,000.00
  • 0.495%
  • 0.50%
+18 month Certificate$1,000.000.545%0.55%
  • 18 month Certificate
  • $1,000.00
  • 0.545%
  • 0.55%
+24 month Certificate$1,000.000.645%0.65%
  • 24 month Certificate
  • $1,000.00
  • 0.645%
  • 0.65%
+36 month Certificate$1,000.000.745%0.75%
  • 36 month Certificate
  • $1,000.00
  • 0.745%
  • 0.75%
+48 month Certificate$1,000.000.895%0.90%
  • 48 month Certificate
  • $1,000.00
  • 0.895%
  • 0.90%
+60 month Certificate$1,000.000.995%1.00%
  • 60 month Certificate
  • $1,000.00
  • 0.995%
  • 1.00%

E.1 The Annual Percentage Yield (APY) assumes that dividends are compounded and will remain in the account until maturity. A penalty for early withdrawal may be imposed. Fees could reduce earnings. Dividend Rate and APY determined by term. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200. E.213-month Certificate will automatically renew into a 12-month Certificate after the term expires. All other terms will automatically renew after the term expires with the same term.

A.1 Rates are variable and may change after the account is opened. Fees could reduce earnings. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200.

C.2Federal Regulation D (“Reg D”) allows a member to make up to six (6) “convenience” withdrawals from, or transfers to another of your accounts at the Credit Union or to a third party from, your savings account or your money market account during any month. A convenience withdrawal or transfer includes (but is not limited to) a withdrawal or transfer: (a) via Online Banking (including mobile banking); (b) via telephone (unless the withdrawal is a check mailed to you) or by facsimile; (c) that is preauthorized, automatic, recurring or scheduled (including ACH and EFT transactions); and (d) by check, draft, debit card, or similar order payable to third parties. If you exceed these limitations, we may: (a) impose a fee as set forth in the Fee Schedule; (b) reverse or refuse to make the withdrawal or transfer; and (c) close your account.

E.1The Annual Percentage Yield (APY) assumes that dividends are compounded and will remain in the account until maturity. A penalty for early withdrawal may be imposed. Fees could reduce earnings. Dividend Rate and APY determined by term. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200.

E.2 13-month Certificate will automatically renew into a 12-month Certificate after the term expires. All other terms will automatically renew after the term expires with the same term.

E.4Early withdrawal penalty may be imposed.

Q.1If, during any month, your account balance falls below the required minimum daily balance of $2,500, your account will be subject to a monthly service charge of $7.50 for that month.