Business Loans
The Difference Between Conventional and SBA Loans
  • Conventional Business Loans
  • Owning a business can be hard. Whether you are wanting to start a business or expand a business, you need capital to do so. Conventional loans are the most common type of lending for small businesses. Conventional loans allows flexibility for innovated business solutions that will work best for a company. The funds are usually not guaranteed by any other entity.
  • SBA Loans
  • Tulsa FCU is a Small Business Administration (SBA) Certified Lender, which allows us to secure member business loans for small businesses in the Tulsa metro area. More significantly, Tulsa FCU also has the SBA Express authority which reduces the time it takes to close a loan and decreases the cost of smaller, less complex SBA loans. We also participate in SBA 7(a) and 504 loan programs. These funds are guaranteed by the federal government.
Business Loans Options
  • Commercial Real Estate Loan
  • Conventional and SBA
  • Ideal for most CRE ventures looking to refinance or purchase a pre-existing building to help expand their footprint.
  • Small Business Loan
  • Conventional and SBA
  • Ideal for short-term, intermediate and log-term funding for start-up and existing businesses.
  • Express Term Loan
  • SBA
  • Ideal for businesses wanting a streamlined application and closing process with a quick approval turnaround.
  • Revolving Line of Credit
  • Conventional and SBA
  • Ideal for businesses interested in interest only payments during a revolving period, with a optional subsequent full amortization of the remaining balance at the end of the revolving period term.
 
 
 
 
 
 
"I feel like Tulsa FCU has invested a lot and wants to see us succeed."

– Sara Saint Amon

Take a glimpse into the world of Saint Amon Baking Company and how Tulsa FCU made their business dreams come true.

 
 
 
 
 
 
Business Credit Cards
  • Business
  • Ideal for smaller businesses wanting to build their business credit and like the convenience of a revolving cash flow. No annual fee and a great low rate.
  • Apply Now
  • Business Rewards
  • Ideal for businesses that don't mind a nominal annual fee for a number of special features and a competitive annual percentage rate (APR).
  • Apply Now
  Business Business Rewards
Introductory Promotional Offer - Annual Fee Waived for the First Year
Annual Fee - $50
Balance Transfer Fee $10 or 2% $10 or 2%
Cash Advance Fee $10 or 2% $10 or 2%
Minimum Limit $3,000 $3,000
Maximum Limit $50,000 $50,000
Rewards - 1 point per dollar or 1% cash back
Auto Rental Collision Damage Waiver
Purchase Security and Extended Protection
Travel and Emergency Assistance Services
Roadside Dispatch
Visa Concierge -
Travel/Accident/Baggage Delay Insurance -
Emergency Medical/Dental Benefit -
Hotel Theft Protection (up to $1,500) -
Lost Luggage Insurance (up to $3,000) -
Emergency Evacuation Assistance -
EMV Chip Card