Due to regulatory requirements, we will be changing the Nu-Pal signature loan program. 

Starting in July 2013, Nu-Pal loan information will no longer be found on your monthly account statement.  Instead, you will receive a separate monthly statement, specifically for the Nu-Pal account.  This statement will reflect the balance of your Nu-Pal loan, as well as the payment due as of the 15th of each month. 

Your Nu-Pal payment will be due on the 15th of each month starting August 15, 2013.  Your monthly payment will need to be received by the credit union on or before the 15th of each month to avoid being assessed a $20.00 late fee. 

Please read Summary of Changes and the Frequently Asked Questions carefully and contact us at (918) 610-0200 or (800) 256-5626 if you have any questions. 

This is a change in terms document only.  It is important that you continue to make your regularly scheduled Nu-Pal payment between June 1st and July 17th.  After July 17th you will receive your new Nu-Pal statement.

If you do not wish to accept the above changes, you must notify us by phone at (800) 256-5626, by visiting a branch or by mailing the completed Election to Cancel the Nu-Pal Credit and Security Agreement form on or before July 15, 2013.  If you notify us that you do not accept these terms, your Nu-Pal loan will be cancelled.  Upon cancellation, your Nu-Pal loan will be closed and you can pay off your remaining balance under the current terms of your agreement with Tulsa Federal Credit Union FKA: Tulsa Federal Employees Credit Union.  After you cancel your Nu-Pal loan you will no longer be able to have access to your line of credit including overdraft protection.  Your cancelled Nu-Pal loan will retain the existing rate at the time of cancellation and the terms for the existing balance and your repayment options will remain unchanged per your original agreement.


Summary of Changes